1. Acceptance

These Terms of Service ("Terms") govern your access to and use of the website, products, and services (collectively, the "Platform") provided by Master Art Index Inc. ("we", "us", "our"). By accessing the Platform or submitting an access request, you agree to be bound by these Terms.

If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind that entity.

2. Eligibility & access

The Platform is currently in private beta and is offered by invitation only. Access is reserved for collectors, institutions (banks, insurers, lenders), auction houses, art advisors, investors, and other qualified professionals. We reserve the right to accept, refuse, or revoke access at our sole discretion.

You must be at least 18 years old and legally capable of entering into a binding contract.

3. The service

The Platform provides AI-generated valuation intelligence, market analytics, and benchmarking tools for the art asset class. Outputs are based on proprietary models trained on a curated dataset of artwork records, transactions, and market signals.

We continuously improve our models. Features, user interfaces, and accuracy metrics may evolve over time. We will use reasonable efforts to communicate material changes in advance.

4. Not financial, legal, or appraisal advice

The Platform produces informational outputs intended to support, not replace, professional judgment. Master Art Index is not a registered investment advisor, broker-dealer, certified appraiser, or insurance underwriter.

You are solely responsible for any decisions you make based on the Platform's outputs.

5. Acceptable use

You agree not to:

6. Intellectual property

The Platform, including its software, models, datasets, design, branding, and content, is owned by Master Art Index Inc. and is protected by Canadian and international intellectual property laws. We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Platform for your internal professional purposes during the term of these Terms.

All rights not expressly granted are reserved.

7. Confidentiality

Information you receive from the Platform that is not publicly available, including methodology details, accuracy metrics, and roadmap information, is considered our confidential information. You agree to use it only for the purpose for which it was disclosed and to protect it with the same degree of care you apply to your own confidential information.

8. Beta disclaimer

The Platform is currently in beta. It may contain bugs, errors, or inaccuracies, and may be modified or discontinued at any time. The Platform is provided "as is" and "as available", without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

9. Limitation of liability

To the maximum extent permitted by applicable law, in no event will Master Art Index Inc., its directors, officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, loss of data, loss of goodwill, or any other intangible losses, arising out of or in connection with your use of the Platform.

Our total aggregate liability for any claim arising out of or relating to these Terms or the Platform shall not exceed one hundred Canadian dollars (CAD $100) or, if greater, the amounts paid by you to us in the twelve (12) months preceding the event giving rise to the claim.

Nothing in these Terms excludes or limits our liability for fraud, gross negligence, or any other liability that cannot be excluded under applicable law.

10. Indemnification

You agree to indemnify and hold harmless Master Art Index Inc. and its affiliates from and against any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your breach of these Terms, your violation of any law, or your infringement of any third-party right.

11. Termination

We may suspend or terminate your access to the Platform at any time, with or without cause, with or without notice. You may stop using the Platform at any time. Sections that by their nature should survive termination (including intellectual property, confidentiality, disclaimers, limitations of liability, and indemnification) will survive.

12. Privacy

Your use of the Platform is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information in compliance with PIPEDA and Quebec Law 25.

13. Governing law & dispute resolution

These Terms are governed by the laws of the Province of Quebec and the federal laws of Canada applicable therein, without regard to its conflict of laws principles. The parties submit to the exclusive jurisdiction of the courts of the Province of Quebec, district of Montreal, for the resolution of any dispute arising out of or relating to these Terms.

14. Changes to the Terms

We may revise these Terms from time to time. The "Effective date" at the top of this page indicates the latest revision. Material changes will be communicated by email or through the Platform at least 30 days before they take effect. Your continued use of the Platform after the effective date constitutes acceptance of the revised Terms.

15. Miscellaneous

16. Contact

For any question regarding these Terms, please contact us at legal@masterartindex.com.